A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.